Retirement Planner
Enter your current age, savings, and retirement goals.
Retirement readiness
On track
Nest egg: $0 · Needed: $0
Projected nest egg
$0
Nest egg needed
$0
Safe withdrawal income
$0/yr
Shortfall / surplus
$0
Years in retirement
0
Total contributions
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Current age | 30 |
| Retirement age | 65 |
| Life expectancy | 90 |
| Current savings ($) | $50,000 |
| Monthly contribution ($) | $1,000 |
| Desired annual income in retirement ($) | $60,000 |
| Expected return before retirement (%) | 7% |
| Expected return after retirement (%) | 5% |
| Result | Value |
|---|---|
| Retirement readiness | On track |
| Projected nest egg | $2,192,672 |
| Nest egg needed | $855,300 |
| Safe withdrawal income | $87,707/yr |
| Shortfall / surplus | +$1,337,371 |
| Years in retirement | 25 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Retirement Planner
- Current age β default 30
- Retirement age β default 65
- Life expectancy β default 90
- Current savings ($) β default $50,000
- Monthly contribution ($) β default $1,000
- Desired annual income in retirement ($) β default $60,000
- Expected return before retirement (%) β default 7%
- Expected return after retirement (%) β default 5%
- Press Calculate to update the results instantly.