Buy to Let Calculator

Calculate the return on a rental property investment β€” rental yield, ROI, and cash flow.

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Buy to Let

Enter the property and financing details to see your returns.

Total annual return (cash flow + appreciation)
0%
Monthly cash flow: $0
Monthly cash flow
$0
Gross rental yield
0%
Cash on cash return
0%
Mortgage payment
$0
Annual appreciation
$0
5-year projected value
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Property price ($)$350,000
Down payment ($)$87,500
Closing costs ($)$10,000
Monthly rent ($)$2,500
Monthly expenses ($)$600
Mortgage rate (%)6.5%
Loan term (years)30 years
Annual appreciation (%)3%
ResultValue
Total annual return (cash flow + appreciation)13.7%
Monthly cash flow+$241
Gross rental yield8.6%
Cash on cash return3.0%
Mortgage payment$1,659
Annual appreciation$10,500/yr

Values shown are produced by this page in your browser; change any input to update them.

How to use the Buy to Let

  1. Property price ($) β€” default $350,000
  2. Down payment ($) β€” default $87,500
  3. Closing costs ($) β€” default $10,000
  4. Monthly rent ($) β€” default $2,500
  5. Monthly expenses ($) β€” default $600
  6. Mortgage rate (%) β€” default 6.5%
  7. Loan term (years) β€” default 30 years
  8. Annual appreciation (%) β€” default 3%
  9. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references