FIRE Calculator

Financial Independence Retire Early β€” calculate your FI number and timeline.

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FIRE Calculator

Enter your current savings, annual savings, and annual expenses to see your FI timeline.

FI number needed
$0
Years to FI: β€”
Years to FI
β€”
FI age
β€”
Savings rate
0%
Safe withdrawal amount
$0/yr

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Current savings ($)$100,000
Annual savings ($)$30,000
Annual expenses in retirement ($)$40,000
Expected annual return (%)7%
Withdrawal rate (%)4% β€” Standard
ResultValue
FI number needed$1,000,000
Years to FI15
FI age2041
Savings rate42.9%
Safe withdrawal amount$40,000/yr

Values shown are produced by this page in your browser; change any input to update them.

How to use the FIRE Calculator

  1. Current savings ($) β€” default $100,000
  2. Annual savings ($) β€” default $30,000
  3. Annual expenses in retirement ($) β€” default $40,000
  4. Expected annual return (%) β€” default 7%
  5. Withdrawal rate (%) β€” default 4% β€” Standard
  6. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references