Withdrawal Rate
Enter your portfolio size, withdrawal rate, and time horizon.
Annual withdrawal amount
$0
Monthly: $0
Annual withdrawal
$0
Monthly withdrawal
$0
Portfolio after 30 years
$0
Success rate (est.)
0%
3% withdrawal
$0
5% withdrawal
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Portfolio size ($) | $1,000,000 |
| Withdrawal rate (%) | 4% |
| Expected return (%) | 6% |
| Retirement length (years) | 30 |
| Result | Value |
|---|---|
| Annual withdrawal amount | $40,000 |
| Annual withdrawal | $40,000/yr |
| Monthly withdrawal | $3,333/mo |
| Portfolio after 30 years | $2,581,164 |
| Success rate (est.) | 95% |
| 3% withdrawal | $30,000/yr |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Withdrawal Rate
- Portfolio size ($) — default $1,000,000
- Withdrawal rate (%) — default 4%
- Expected return (%) — default 6%
- Retirement length (years) — default 30
- Press Calculate to update the results instantly.