Coast FIRE Calculator

How much do you need to save now so you never need to save again?

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Coast FIRE Number

Enter your target retirement age and annual expenses to find your Coast FIRE number.

Coast FIRE number
$0
Full FI number: $0
Full FI number
$0
Years to grow
0
Monthly to save now
$0
Growth needed
0x

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Current age30
Target retirement age60
Annual expenses in retirement ($)$40,000
Expected annual return (%)7%
Withdrawal rate (%)4% β€” Standard
ResultValue
Coast FIRE number$131,367
Full FI number$1,000,000
Years to grow30
Monthly to save now$365/mo
Growth needed7.6x

Values shown are produced by this page in your browser; change any input to update them.

How to use the Coast FIRE Number

  1. Current age β€” default 30
  2. Target retirement age β€” default 60
  3. Annual expenses in retirement ($) β€” default $40,000
  4. Expected annual return (%) β€” default 7%
  5. Withdrawal rate (%) β€” default 4% β€” Standard
  6. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references