Social Security Spousal Calculator

Calculate how much spousal benefits you may receive.

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Spousal Benefits

Enter your and your spouse's Social Security benefit estimates.

Combined monthly benefit
$0
Claiming strategy: —

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Your estimated benefit at FRA ($)$1,500
Spouse's estimated benefit at FRA ($)$2,500
Your age65
Spouse's age67
ResultValue
Combined monthly benefit$3,980

Values shown are produced by this page in your browser; change any input to update them.

How to use the Spousal Benefits

  1. Your estimated benefit at FRA ($) — default $1,500
  2. Spouse's estimated benefit at FRA ($) — default $2,500
  3. Your age — default 65
  4. Spouse's age — default 67
  5. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references