SS Benefits Estimator
Enter your income details to estimate your Social Security benefits.
Estimated benefit at FRA
$0/mo
Age 62: $0 · Age 70: $0
At age 62 (early)
$0/mo
At FRA (full)
$0/mo
At age 70 (delayed)
$0/mo
Lifetime benefits (to 85)
$0
Breakeven age (62 vs 70)
0
Spousal benefit (50%)
$0/mo
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Current annual salary ($) | $80,000 |
| Years worked | 15 |
| Current age | 35 |
| Full retirement age | 67 (born 1960+) |
| Result | Value |
|---|---|
| Estimated benefit at FRA | $1,206/mo |
| At age 62 (early) | $1,173/mo |
| At FRA (full) | $1,206/mo |
| At age 70 (delayed) | $1,230/mo |
| Lifetime benefits (to 85) | $260,519 |
| Breakeven age (62 vs 70) | 232.8 yrs |
Values shown are produced by this page in your browser; change any input to update them.
How to use the SS Benefits Estimator
- Current annual salary ($) — default $80,000
- Years worked — default 15
- Current age — default 35
- Full retirement age — default 67 (born 1960+)
- Press Calculate to update the results instantly.