Wedding Insurance Calculator

Calculate the cost of wedding insurance and see if it's worth it.

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Wedding Insurance

Enter your wedding budget and details to see insurance costs.

Estimated insurance premium
$0
Coverage: $0
Insurance premium
$0
Coverage limit
$0
Deductible
$0
Premium as % of budget
0%
Risk of cancellation (%)
0%
Expected value
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Total wedding budget ($)$30,000
Non-refundable deposits ($)$15,000
Months until wedding12
Risk levelMedium — some outdoor elements
ResultValue
Estimated insurance premium$1,800
Insurance premium$1,800
Coverage limit$30,000
Deductible$900
Premium as % of budget6.0%
Risk of cancellation (%)4%

Values shown are produced by this page in your browser; change any input to update them.

How to use the Wedding Insurance

  1. Total wedding budget ($) — default $30,000
  2. Non-refundable deposits ($) — default $15,000
  3. Months until wedding — default 12
  4. Risk level — default Medium — some outdoor elements
  5. Press Calculate to update the results instantly.

Frequently asked questions

Cancellation from weather, illness or venue failure, supplier no-shows, and liability for injury or damage at the event.
Typically $150-$400 for a $10,000-$50,000 event. Liability-only cover is cheaper, from about $75.
Only if non-refundable deposits are large relative to your savings. With $20,000 of deposits at risk, a $300 policy is easy to justify.

Sources & references