Career Break Calculator

Calculate the financial impact of taking a career break or sabbatical.

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Career Break Cost

Enter your salary, break duration, and expected growth.

Total cost of career break
$0
Lost income: $0
Immediate lost income
$0
Future earnings lost
$0
Total career cost
$0
If invested at 7%
$0
Monthly cost of break
$0
Daily cost of break
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Current annual salary ($)$100,000
Break duration (months)6
Annual salary growth (%)3%
Years until retirement30
ResultValue
Total cost of career break$129,292
Immediate lost income$50,000
Future earnings lost$79,292
Total career cost$129,292
If invested at 7%$380,613
Monthly cost of break$359/mo

Values shown are produced by this page in your browser; change any input to update them.

How to use the Career Break Cost

  1. Current annual salary ($) — default $100,000
  2. Break duration (months) — default 6
  3. Annual salary growth (%) — default 3%
  4. Years until retirement — default 30
  5. Press Calculate to update the results instantly.

Frequently asked questions

Add the lost salary, the pension or 401(k) match you miss, and any lost seniority. A one-year break on a $60,000 salary can exceed $70,000 in total.
Financially it rarely breaks even, so judge it on health, skills and family reasons. A planned break with savings set aside is far cheaper than one taken under stress.
Usually less than people fear. The bigger cost is lost compounding on retirement savings, which does not recover simply by returning to work.

Sources & references