SIP Calculator

Calculate the future value of your systematic investment plan with monthly contributions.

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SIP Returns

Enter your monthly investment, expected return, and time horizon.

Total value after 15 years
$0
Total invested: $0
Total invested
$0
Total returns
$0
Final monthly SIP
$0
Wealth ratio
0x
Without step-up
$0
Extra from step-up
$0

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Monthly investment ($)$500
Expected annual return (%)12%
Time period (years)15
Step-up (%)10%
ResultValue
Total value after 15 years$434,192
Total invested$190,635
Total returns$243,558
Final monthly SIP$2,089/mo
Wealth ratio2.3x
Without step-up$249,790

Values shown are produced by this page in your browser; change any input to update them.

How to use the SIP Returns

  1. Monthly investment ($) — default $500
  2. Expected annual return (%) — default 12%
  3. Time period (years) — default 15
  4. Step-up (%) — default 10%
  5. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references