Asset Allocation Return Calculator

Calculate weighted average return of a portfolio across equity, bond, and cash allocations. Enter equity return to see weighted portfolio return.

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Asset Allocation Return Calculator

Calculate weighted average return of a portfolio across equity, bond, and cash allocations. Enter equity return to see weighted portfolio return.

Result
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Enter values above
Result
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Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Equity allocation (%)60%
Equity return (%)10%
Bond allocation (%)30%
Bond return (%)4%
Cash allocation (%)10%
Cash return (%)2%
ResultValue
Result7.40%

Values shown are produced by this page in your browser; change any input to update them.

How to use the Asset Allocation Return Calculator

  1. Equity allocation (%) — default 60%
  2. Equity return (%) — default 10%
  3. Bond allocation (%) — default 30%
  4. Bond return (%) — default 4%
  5. Cash allocation (%) — default 10%
  6. Cash return (%) — default 2%
  7. Press Calculate to update the results instantly.

Frequently asked questions

Weight each asset's expected return and add them up. 60% equities at 8% plus 40% bonds at 4% gives 6.4%.
No. They are long-run averages used for planning. Any single decade can differ substantially, in either direction.
Use real returns, meaning after inflation, for retirement planning so the target you calculate is in today's money.

Sources & references