Step-Up SIP
Compare a flat SIP vs a step-up SIP that increases annually.
Step-up SIP final value
$0
Flat SIP: $0
Flat SIP value
$0
Step-up value
$0
Extra from step-up
$0
Flat SIP invested
$0
Step-up invested
$0
Final monthly SIP
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Initial monthly SIP ($) | $5,000 |
| Annual increase (%) | 10% |
| Expected return (%) | 12% |
| Time period (years) | 20 |
| Result | Value |
|---|---|
| Step-up SIP final value | $9,944,358 |
| Flat SIP value | $4,946,277 |
| Step-up value | $9,944,358 |
| Extra from step-up | +$4,998,081 |
| Flat SIP invested | $1,200,000 |
| Step-up invested | $3,436,500 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Step-Up SIP
- Initial monthly SIP ($) — default $5,000
- Annual increase (%) — default 10%
- Expected return (%) — default 12%
- Time period (years) — default 20
- Press Calculate to update the results instantly.