Passive Income Goal Calculator
Enter the income you want and your current investing plan.
Capital needed
β
Enter values above
Monthly gap
β
Months to goal
β
Years to goal
β
Progress
β
Target annual income
β
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Target monthly passive income ($) | 2000 |
| Expected yield (%) | 4 |
| Current invested capital ($) | 50000 |
| Monthly investment ($) | 500 |
| Result | Value |
|---|---|
| Capital needed | $600,000 |
| Monthly gap | $550,000.00 |
| Months to goal | 398 |
| Years to goal | 33.2 |
| Progress | 8.33% |
| Target annual income | $24,000 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Passive Income Goal Calculator
- Target monthly passive income ($) β default 2000
- Expected yield (%) β default 4
- Current invested capital ($) β default 50000
- Monthly investment ($) β default 500
- Press Calculate to update the results instantly.
Frequently asked questions
A diversified dividend portfolio might yield 3β4%, a rental property 4β6% gross but less net, and cash 4β5% only while rates are elevated. Use a conservative figure, because yield and total return trade off.
Rarely entirely. Rental property and businesses need management; dividends and index funds are the closest to genuinely passive.
This calculator assumes you spend the yield and keep the capital intact. If you also need the capital to grow with inflation, your required pot is larger than the figure shown.