Cash on Cash Return Calculator

Calculate your real estate return on cash invested, including financing.

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Cash on Cash Return

Enter your property details and financing to see your return on cash invested.

Cash on cash return
0%
Annual cash flow: $0
Total cash invested
$0
Annual cash flow
$0
Monthly cash flow
$0
Cap rate (unlevered)
0%

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Property value ($)$500,000
Down payment ($)$100,000
Closing costs ($)$10,000
Annual rental income ($)$48,000
Annual operating expenses ($)$14,000
Annual mortgage payment ($)$18,000
ResultValue
Cash on cash return14.55%
Total cash invested$110,000
Annual cash flow$16,000/yr
Monthly cash flow$1,333/mo
Cap rate (unlevered)6.80%

Values shown are produced by this page in your browser; change any input to update them.

How to use the Cash on Cash Return

  1. Property value ($) — default $500,000
  2. Down payment ($) — default $100,000
  3. Closing costs ($) — default $10,000
  4. Annual rental income ($) — default $48,000
  5. Annual operating expenses ($) — default $14,000
  6. Annual mortgage payment ($) — default $18,000
  7. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references