Loan to Value Calculator

Calculate your LTV ratio — the key metric lenders use for mortgage approval.

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LTV Ratio

Enter your property value and loan amount to see your LTV.

Loan to value ratio
0%
Equity: 0%
Down payment needed
$0
Equity
$0
Equity percentage
0%
PMI needed?
Yes

Worked example

With the default inputs shown below, this calculator returns the following results:

InputValue
Property value ($)$400,000
Loan amount ($)$320,000
ResultValue
Loan to value ratio80.0%
Equity$80,000
Equity percentage20.0%
PMI needed?No

Values shown are produced by this page in your browser; change any input to update them.

How to use the LTV Ratio

  1. Property value ($) — default $400,000
  2. Loan amount ($) — default $320,000
  3. Press Calculate to update the results instantly.

Frequently asked questions

Sources & references