Total Upfront Cost
Enter the home price and details to see your total cash needed at closing.
Total cash needed at closing
$0
Down payment: $0
Down payment
$0
Closing costs
$0
Prepaid items (tax + insurance)
$0
Inspection & appraisal
$0
Moving costs
$0
Emergency reserve
$0
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Home price ($) | $400,000 |
| Down payment (%) | 20% |
| Loan origination fee (%) | 0.5% |
| Property tax escrow (months) | 6 |
| Annual property tax rate (%) | 1.2% |
| Homeowner's insurance ($/yr) | 1200 |
| Inspection & appraisal ($) | $800 |
| Moving costs ($) | $2,000 |
| Result | Value |
|---|---|
| Total cash needed at closing | $99,220 |
| Down payment | $80,000 |
| Closing costs | $4,400 |
| Prepaid items (tax + insurance) | $3,000 |
| Inspection & appraisal | $800 |
| Moving costs | $2,000 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Total Upfront Cost
- Home price ($) β default $400,000
- Down payment (%) β default 20%
- Loan origination fee (%) β default 0.5%
- Property tax escrow (months) β default 6
- Annual property tax rate (%) β default 1.2%
- Homeowner's insurance ($/yr) β default 1200
- Inspection & appraisal ($) β default $800
- Moving costs ($) β default $2,000
- Press Calculate to update the results instantly.