Boat Ownership Cost Calculator
Enter the purchase price and running costs to see the true cost per year.
Total cost of ownership
β
Enter values above
Annual running cost
β
Depreciation over period
β
Residual value at the end
β
Cost per month
β
Cost per year
β
Worked example
With the default inputs shown below, this calculator returns the following results:
| Input | Value |
|---|---|
| Purchase price ($) | 40000 |
| Years of ownership | 10 |
| Annual depreciation (%) | 8 |
| Annual mooring ($) | 3000 |
| Annual maintenance ($) | 2000 |
| Annual insurance ($) | 800 |
| Annual fuel ($) | 1200 |
| Result | Value |
|---|---|
| Total cost of ownership | $92,624 |
| Annual running cost | $7,000 |
| Depreciation over period | $22,624 |
| Residual value at the end | $17,376 |
| Cost per month | $772 |
| Cost per year | $9,262 |
Values shown are produced by this page in your browser; change any input to update them.
How to use the Boat Ownership Cost Calculator
- Purchase price ($) β default 40000
- Years of ownership β default 10
- Annual depreciation (%) β default 8
- Annual mooring ($) β default 3000
- Annual maintenance ($) β default 2000
- Annual insurance ($) β default 800
- Annual fuel ($) β default 1200
- Press Calculate to update the results instantly.
Frequently asked questions
New boats typically lose 10β15% in year one and 5β10% a year after that. Well-maintained boats in desirable models depreciate more slowly.
Very often, yes. A marina berth can exceed depreciation on a modest boat, and waiting lists in popular harbours push prices up further.
Around 10% of the boatβs value a year for an older boat, and 5% for a new one. Engines, sails, antifouling and electronics all cycle on their own schedules.